Why talking about money is the boldest step you can take

We’ve all heard the old saying: “You can talk about anything except money, politics, and religion.” And yet, money is woven into nearly every decision we make — from choosing a career path, to deciding whether to have children, to how we spend our weekends.

So why do we still struggle to talk about it?

In Chapter 3 of the SheFinance Workbook, we explore money taboos — those unspoken rules that keep conversations about income, debt, or financial struggles locked away. In the UK especially, discussing money can feel impolite or boastful. But keeping quiet comes at a cost: it can stop us from negotiating fair pay, asking for help with debt, or learning from other people’s experiences.

The price of silence

Not talking about money can:

• Perpetuate inequality: If you don’t know what colleagues are earning, how can you ensure you’re being paid fairly?

• Fuel financial shame: Debt or financial mistakes feel heavier when they’re carried in silence.

• Rob us of opportunities: Sharing strategies, resources, or even money-saving hacks could help everyone thrive.

  
  

Where to start?

You don’t have to suddenly share your salary with your entire office! Begin small:

• Talk to a trusted friend about your savings goals.

• Ask your partner to sit down for a monthly “money date.”

• Share one insight you’ve gained from the workbook with a colleague or friend.

Breaking these taboos isn’t just about personal empowerment - it’s about creating a ripple effect. When one woman opens up about money, others feel permission to do the same.

💡 Try this exercise from Chapter 3: Write down the top three money topics you find most uncomfortable. Then choose one to discuss (even lightly) with someone you trust this month.

It’s time we normalise money conversations. And the boldest step you can take? Start talking.